RFID bank's various business management technologies achieve efficiency and security

In recent years, RFID technology has become increasingly mature and its applications are becoming more and more widespread. RFID technology applications have emerged in various industries. How can RFID technology flex its muscles in the financial field? RFID banking business management achieves high efficiency, real-time, and security. RFID can be used for anti-counterfeiting of bank bills, RFID can help banks improve customer service quality. RFID bank's various business management technologies achieve efficiency and security.

At present, large commercial banks have already achieved nationwide data concentration, and their national data centers have a huge number of IT equipment. It is very difficult to track and manage these IT equipment. China Construction Bank has applied RFID technology to install RFID electronic tags on fixed Assets such as bank data center cabinets and internal equipment. RFID identification equipment has been installed at the entrances and exits of the data center computer rooms and inside the cabinets. Combined with computer room environment monitoring software, automatic alarm systems, and access The control system builds a complete ASSET MANAGEMENT and monitoring platform to achieve comprehensive visual tracking and monitoring of IT equipment, which greatly facilitates the management efficiency of IT equipment by data center managers.

RFID technology has greatly improved the efficiency of bank asset management. Combining bank File management business processes and existing problems, a bank credit file intelligent management system based on RFID technology is tailored for bank credit management. RFID technology is introduced into existing bank credit file management to achieve registration, file transfer, Electronic information-based intelligent control and management of the entire process of archiving, lending, returning, destruction, inventory, collection, and anti-counterfeiting of warrant elements. Automatic and rapid data collection in each link ensures the speed and accuracy of data input in each business link and reduces manual operations. Errors control inherent risks, improve work efficiency, and make credit file management and collateral warrant management models more standardized, refined, and intelligent.

RFID can also help banks improve customer service quality. Some banks in my country have applied Wolianbao RFID technology in their VIP customer management, by issuing VIP cards that combine ordinary UnionPay cards and RFID electronic tags to VIP customers. Active reading devices and unidirectional antennas can detect VIP customers when they arrive at the bank. As soon as a VIP customer enters the bank's door, his or her personal information, including his or her name, history and recent transactions, is instantly retrieved from a tailor-made application software database. After the VIP customer information is obtained from the local database and sent to the customer relationship manager, he personally greets the VIP customer, which greatly improves the VIP customer experience.

RFID technology is used to prevent counterfeiting of bank notes. In recent years, many criminals have extended their fraud tentacles to bank counters and used fake deposit certificates to defraud deposits. As an anti-counterfeiting method, adding RFID chips to deposit receipts can greatly improve the anti-counterfeiting capabilities of the receipts, effectively identify the authenticity of the deposit receipts, and combat fraud by criminals.

In 2014, Agricultural Bank of China Jiangsu Branch promoted RFID deposit certificates to strengthen risk control at the counter. The bank comprehensively promotes chip (RFID) deposit certificates, using packaging technology to add chips to ordinary deposit certificates. Through the combination of chip information and the Agricultural Bank of China's production system, the deposit certificates are unique and prevent the risk of copying and cloning of deposit certificates.

In 2016, Henan Rural Credit Union’s new large-denomination certificates of deposit using RFID technology were fully launched. The new large-denomination certificate of deposit mainly incorporates anti-counterfeiting holographic label plus hot stamping technology and RFID chip technology. It has an advanced technical level in anti-counterfeiting. It has three major characteristics: strong anti-counterfeiting ability, high technological content and good reliability, which can effectively protect customers. Financial security.

RFID bank's various business management technologies achieve high efficiency and security, which can greatly improve management methods, improve work efficiency, and ensure the safety of bank assets. Become the guardian of your assets.